Charted: Stablecoins Are Now Bigger Than Visa or Mastercard
Visual Capitalist – October 2, 2025
The Financial Shakeup Surpassing Visa and Mastercard Combined
InvestorPlace – Sept 25th 2025
Crypto and Blockchain: A Transformational Financial Opportunity
If you are not invested in crypto and blockchain, you may be missing out on what is described as the biggest financial opportunity in history. The growth trajectory of these technologies should be considered over years, and even decades, rather than days or weeks, as explosive expansion is projected over the long term.
Recent Market Movements and Long-Term Perspective
The October and November sell-off is reminiscent of the market downturn experienced in March 2025. The perspective offered here is that, if there is any error in market prediction, it lies in the timing, not the direction. By focusing on factual analysis rather than emotional reactions, the current market correction is seen as a valuable opportunity to strengthen crypto and blockchain positions, especially when viewed over a six-month to two-year time horizon.
Participation and Personalized Advice
There are numerous ways to participate in the crypto and blockchain space—far too many to list here. If you wish to discuss your specific situation and receive feedback, you may contact Tom to arrange a conversation. It is important to note that neither Tom Linzmeier nor any organization affiliated with him are registered investment advisors. All investment actions and decisions are personal choices. Nonetheless, it is suggested that considering multiple perspectives on risks and rewards, whether as an individual or corporation, is beneficial to achieving financial goals. In other words, having two sets of eyes provides a more comprehensive, 360-degree view. Tom has been actively investing in the markets since 1976.
Stablecoins Surpass Visa and Mastercard in Transaction Volume
Stablecoins have achieved a remarkable milestone, surpassing both Visa and Mastercard in transaction volume. In 2024, stablecoins processed $27.6 trillion, compared to Visa’s $15.7 trillion and Mastercard’s $9.8 trillion. This represents a significant shift in the financial landscape, positioning stablecoins as major players in global payments.
Bitcoin and Stablecoins in Global Payment Transactions
| Year | Bitcoin Transaction Volume | Stablecoin Transaction Volume | Visa Transaction Volume | Mastercard Transaction Volume |
| 2018 | Not specified | $3.3 billion | $11.3 trillion | $5.9 trillion |
| 2024 | Not specified | $27.6 trillion | $15.7 trillion | $9.8 trillion |
Key Insights
- Stablecoins: In 2024, stablecoins processed $27.6 trillion, outpacing the combined transaction volumes of Visa and Mastercard. Their rapid growth is attributed to adoption in cross-border payments and e-commerce.
- Bitcoin: While specific transaction volumes for Bitcoin in 2024 are not listed, it remains a significant force in the cryptocurrency sector, contributing to the overall move toward digital assets.
Advantages of Blockchain Technology
- Speed: Transactions using Bitcoin and stablecoins are processed almost instantly, contrasting with traditional systems that may require days for settlement.
- Cost: Transaction fees for stable coins are substantially lower than those associated with Visa and Mastercard, making them attractive for users.
The rise of Bitcoin and stablecoins is reshaping how money is transferred globally, with blockchain technology offering faster and less expensive alternatives to traditional payment systems.
GO TO STOCK IDEA:
As you know LOTM is invested in Galaxy Digital (GLXY*). An account related to LOTM bought shares as recently as yesterday.
The correction in Galaxy Digital’s stock from $46 in September to the current price near $26, in our opinion is an attractive entry point.
Here is the Quantitative report from Seeking Alpha on Galaxy Digital:
Sourced from eTrade / Tipranks 
Galaxy Digital is both a great trading “stock” and a leading “company” is a rapidly evolving and growing sector that is transforming the world as we have known it.
Galaxy is six-months away from completition of Phase one of a three Phase development of their AI Data center. It is our view that Galaxy’s stock will trade between the lows around current support level and the high $30 to low $40 area for the next six months. Follow this “consolidation” period, the share price has potential for a price in the $60 to $90 area.
Nothing “Stops This Train” of the transition to a digital economy. Galaxy is a diversified and leading company way to participate in this transition. Yes it is volatile. This is a fact when dealing with opportuities in rapid growth industries.
LOTM Research & Consulting Service
* An account related to LOTM holds a position in this security.
Neither LOTM nor Tom Linzmeier is a Registered Investment Advisor.
Please refer to our web site for full disclosure at www.LivingOffTheMarket.com ZTA Capital Group, Inc.
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