Author Archives: Tom

M&M Club (Let’s Make a Million$) ZTA LIMITED PARTNERSHIP Third Party IRA Acct: M&M Club: Goal: Start with $1,000 (July 21, 2022.) Compound the value 100% each twelve-month period for ten-years to reach US$1,000,000 dollar valuation. Restrictions: we cannot add … Continue reading →

Aya Gold and Silver (AYASF*) $9.75LOTM Strong buy suggestion below $10.00 PEA on new land (Boumadine) package presented and perhaps the best prospect globally for return on assets between 77% and 107%. The difference in the numbers is Pre-tax (high … Continue reading →

There is an enormous transformation happening. We are changing the financial systems on a global basis. This is not a short-term event. I am 75 years old. The implications happening today at breakneck speed will continue for the rest of … Continue reading →

Visa Thinks Stablecoins Can Break Into the $40 Trillion Credit Market Visa says stablecoins could reshape the $40 trillion credit market, despite IMF warnings about rising financial risks. At decrypt.co written by Stacy Jones Edited by Andrew Hayward Oct 16, 2025 3 … Continue reading →

Written 10/13/25 edited and added to 10/19/25 (seperated below) Comments on China and USA trade relationships USA has moved toward a digital financial system While Chiona/BRICS is focused on Gold backed Fiat System. Digital Asset Treasuriers (DAT). LOTM is focused … Continue reading →

Four plus years ago, LOTM moved to a barbell portfolio approach. Crypto/Blockchain (tech focused) and Gold & Silver (hard asset) are the two ends of the barbell. As the chart above shows we did a good job, though it was … Continue reading →

LOTM is heavily werighted in Crypto/Blockchain and Precious Metals. Both Sectors are HOT. BUT Energy and BioTech are starting to emerge from Stage 1, base building chart patterns, and move into stage two chart patterns. Do we sell some or … Continue reading →

M&M Club $1000 to a Million goal started July 20, 2022 – with $1,000 and no money added. Goal is to double the account annually. 10 double over ten years is more than a million dollars. Do the math, to … Continue reading →