Visa Thinks Stablecoins Can Break Into the $40 Trillion Credit Market
Visa says stablecoins could reshape the $40 trillion credit market, despite IMF warnings about rising financial risks.
At decrypt.co written by Stacy Jones Edited by Andrew Hayward Oct 16, 2025 3 min read
Payments giant Visa thinks stablecoins could play a big role in the $40 trillion global credit market, the company said in a new report.
Visa’s new report doesn’t claim that on-chain lending will reach $40 trillion. Instead, it argues that stablecoin-based lending could open the door for traditional institutions to bring parts of the $40 trillion global credit market onto programmable, blockchain-based rails.
“For banks and financial institutions, this represents both an opportunity and an imperative to understand how programmable money is reshaping credit markets,” wrote the authors.
Full story Linked here – https://decrypt.co/344622/visa-stablecoins-40-trillion-credit-market
Even a Banking system as conservatives as US Bank has recognized they must go crypto/blockchain.
U.S. Bank establishes new Digital Assets and Money Movement organization
October 15, 2025
Payments veteran Jamie Walker tapped to lead team shaping the future of banking and payments
MINNEAPOLIS (October 15, 2025) — U.S. Bank (NYSE: USB), the fifth-largest bank in the United States and a global leader in payments, has created a new Digital Assets and Money Movement organization to accelerate development of and grow revenue from emerging digital products and services such as stablecoin issuance, cryptocurrency custody, asset tokenization and digital money movement.
Full press release linked here –
Internet searches provide data that:
- Fidelity began working on crypto and blockchain in 2014, with early activities including researching the technology and mining Bitcoin. The company formally launched its first crypto service for institutional clients in 2018 with Fidelity Digital Assets, and has since expanded its offerings to the retail market.
- BlackRock began exploring crypto and blockchain around 2015 with an internal memo, but made major moves later by partnering with Coinbase in 2022 and launching its spot Bitcoin ETF in early 2024. While the firm’s interest has grown over the years, its significant, visible activities have ramped up considerably in the last few years.
- Visa and Mastercard both began their involvement with crypto and blockchain technology around 2016, with initial efforts focused on patents, research, and partnerships. Both have significantly expanded their initiatives since then.
- IBM started exploring blockchain technology in 2014 and launched its enterprise blockchain platform in 2015. The company was a founding member of the Hyperledger project in 2016 and has since developed numerous blockchain-based solutions for various industries, such as the Food Trust platform for supply chain management and a partnership with Stellar for cross-border payments, reports Cointelegraph, CoinDesk, and Nasdaq.
- Block (XYZ) $75.20, originally founded as Square in 2009, has been working with Bitcoin and blockchain technology since at least 2014, when it first allowed merchants to accept Bitcoin payments through its Cash App.
- Block (XYZ) has been recently (Oct 15, 2025) been upgraded to a Zacks Rank #1 (Strong Buy). An upward trend in earnings estimates has triggered this rating change.
- Zacks rating upgrade for Block basically reflects positivity about its earnings outlook that could translate into buying pressure and an increase in its stock price.
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